Life Insurance Plan: Claims Appeal Process


This document provides operating locations with the Research Foundation (RF) procedure for assisting employees or beneficiaries in appealing a life insurance claim.


In the event an employee disputes a dismemberment claim rejection or the employee’s beneficiary(ies) dispute a death claim payment, the operating location office in charge of benefits administration may


If an employee or the beneficiary(ies) are in disagreement with the outcome, they may be directed to pursue legal resolution according to ERISA regulations.

For more information, refer to Chapter 6 of the RF Benefits Handbook and addenda.



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